Portable waterpik what we're actually going to cover so they will have maximum of some sort and these portable waterpik maximums can come a number of different ways so for example we might have recalls.
This is common with portable waterpik dental and sometimes with paramedical services as well and here you would say you can get one cleaning per family member every say nine months that would be a nine month recall we have a fee guide associated.
With dental expenses which says these are the expenses that are reasonable and customary for that particular type of dental work if you choose to go to a dentist who charges you more than that will still cover it but will only cover it up to that fee guide limit with prescription drugs we have what's called a formulary and a formulary is an agreed.
Upon list portable waterpik of prescribed drugs that will be covered so a list of covered drugs here falls under a formulary and we might have a time limit or a minimum amount of premiums that have to be paid so for example you might have.
You have ortho coverage before you can get any orthodontic coverage speaking of ortho coverage it's very common to see a limit here and it might be an annual limit or it might be a lifetime limit again if orthos even covered under.
Your plan it's very common to see this kind of thing where you might have maybe no more than , of ortho coverage for one year and maybe a total maximum of , of ortho coverage for the entire lifetime of the plan so insurers apply these.
Limits to a number of different services to pretty much everything that's offered in a health and dental plan actually and by doing this they're going to keep those claims down to a manageable level I hope this helps you to understand how health and dental.